SBI Self Employed Documents

Self Employed Documents’
1.Two passport size photo, Pan Card copy, and Aadhar card  copy 

2.Residence proof:- MSEB Bills / letter of employer /Registered rent agreement

3.Shop act license & Udyog Aadhaar and Business address proof
4.Business profile in details
5. 3 Year ITR- Income tax returns with balance sheet and profit and loss accounts & 26AS
6.Current account statement 1 F.Y year & till date
7.Savings account statement 1 F.Y year & till date
8.Loan account repayment statement 1 year if any loan 
9.SBI a/c Number.

Property Documents from Builder

1. Agreement Xerox Copy
2. NOC from Builder (Original
3. Blueprint (Plan copy) stamped by Municipal Authority
4. All Payment Receipts to Builder & Bank Statement  through which payment to Builder
5. Demand Letter & Architect Letter
6. Master or Legal File (If project APF Not Requied )

If the Flat is Resale Property Documents          
1. Agreement to Sale-Registered Copy (All chain Of Documents’)
2. Copy of approved Blue Print of the floor layout plan
3. Possession Certificate.
4. Electricity Bill
5. Property tax paid receipt
6. Society Formation Certificate
7. Completion Certificate.
8. Share Certificate 
9. NOC from Society in sbi format.

Seller Documents
1. Sellers Pan Card & Aadhar Card Address Proof
2. Seller Account Statement where Credit is required from Bank / Cancelled Cheque
3. A letter from Seller as receipt for the payment received from the Buyer and the letter has to be signed on 1 rupee revenue stamp.
4. Request Letter

For Takeover of advance  
1. Sanction letter of financing bank
2. Latest Outstanding letter i.e. foreclosure letter from the financing bank.
3. List of original documents held by the Financing Bank (property documents as security to the advance)
4. Repayment Statement I.e. loan account statement from date of sanction to till date

Fee & Charges
1. Title Clearance & Search Report: Rs.4000/- (intirem search 2000)
2. Processing Fees: As per circular
3. Mortgage Charges: 0.3% of loan amount
(To be paid to Govt. of Maharashtra State as per Stamp Act)
State bank of India Documentation cost: Rs. 3500/-
Intimation Charges -0.5%/- on Loan amount + 1200 (Max-16200)
5. Valuation report fee: Rs.1770/-
6. Property Insurance (compulsory)

Benefits:

No pre-payment penalty
No pre-closure penalty if funds deposited from own sources
Calculate on daily reducing balance
Maxgain – a housing loan where you can park your surplus funds and save on the interest paid
After full disbursement, deposits and withdrawals are permitted in the account just like a current/ Savings account up to the drawing power
Personalized Door - Step Service
EMI OPTION IS Flexy,
Online Transaction Facility,
Smooth N Easy Loan prosess & Door step service
To-up loan Facility Available  
Loan Amount- .Bank finance: 80 % of the total flat cost -include flat cost + other Charges which include in agreement to sale B. Own Contribution 20%

 State Bank of India,

Prashant shinde,

M-9325925601/9890644602   

Email: shindeprashant24@gmail.com

 

TOP -UP loan document

Individual Documents- Salaried Person

1.Two Passport Size Photographs applicant and Co-applicant

2.Pan Card, Aadhaar Card, Employee Id

3.Residence Proof- MSEB bills 

4.Joining Letter of Present Company.

5.Increment Letter of Present Company.

6.Latest 3 Months Salary slip.

7.Latest 6 Months Salary A/C Statement.

8.Last Two Year's Form -16 and IT-returns -2 yrs.

9.All loan a/c statement for at least 1 year.

Property Documents 

1.Agreement to Sale-Registered

2.Possession Certificate.

3.Electricity Bill

4.Property tax paid receipt

5.Society Formation Certificate

6.Completion Certificate.

7.Share Certificate 

8.NOC from Society in sbi format.

Fee & Charges 

1. Title Clearance & Search Report: Rs.4000/- (Intirem search report 2500)

2.Processing Fees: As per circular

3. Mortgage Charges: 0.3% of loan amount

(To be paid to Govt. of Maharashtra State as per Stamp Act)

State bank of India Documentation cost: Rs. 3000/-

Intimation Charges -0.5%/- on Loan amount + 1100

5. Valuation report fee: Rs. 1770/-(for resale property) (applicable for loan of more than Rs. 20 laces

6. Property Insurance (compulsory)

SBI HOME LOAN DOCUMENTS

 Documents- Salaried Person      

1. 3 photographs applicant & Co-applicant.

2.Id proof: Pan card, Aadhaar card, Employment Id.

 3.Current Residence proof Light Bill/Letter from employer bonafide certificate / Registered Rent Agreement.        4.Permanent Address Proof-Light Bill.        5.Appointment letter with latest CTC.            6.Pervious Company Reliving & Experience Letter last 3 Year.                                          7.Salary slip for latest 3 Months.                  8.Form 16 2 Year (FY 2022-23 & 2023-24) & 26AS.                                                  9.Salary account bank statement 6 Months salary credit.                                  10.Existing all loan account statement for 1 year (if Any) & EMI Paid Bank Statement 6 Months.                                                  11.SBI Account Number

Documents for Self Employed 

1.Income Tax Returns for the latest 3 years along with financial documents i.e. P&L and Balance Sheet ( Certified by CA).          2.Bank Account statements of one year wherein transactions are being done as well as loan account statements of one year if any.                                                      3.Shop Act License4. Brief write up about the business venture.                  5.Partnership Deed/Memorandum of Association etc.                            

 PROPERTY DOCUMENTS REQUIRED (NEW).      1.Agreement to Sale (Builder to 1st Owner) 2.Sanction Floor Plan Copy with Commencement Certificate. 3.Builder Payment Receipts.           

  4.Builder NOC in SBI Format.    

5.Construction Finance NOC (Release Letter).    6.Demand Letter with Architecture Letter / Completion Certificate. 7.RERA Certificate / Master File

RESALE/TAKEOVER/TOP-UP

1. Agreement to Sale (Builder to 1st Owner)

2. Agreement to Sale/ Sale Deed/Apartment Deed (1st Owner to 2nd Owner)

3. Sanction Floor Plan Copy with Commencement Certificate

4. Completion Certificate

5. Possession Letter,                               

6.Car Parking Allotment Letter

7.Light Bills Latest                                         8.Property Tax Receipt Latest

9. Society Registration Certificate

10. Share Certificate {Both Side)

11. Agreement to Sale / MOU (New}

12. Builder/Society NOC in SBI Format1

3. Arrangement Letter-Sanction Letter (TOP-UP

Documents Required from Seller (Resale)

1. Both Seller Pan Card & Aadhaar Card Self Attested

2. Seller Cancel Cheque Joint Account / Single Account Both Original

3. Seller Address Proof & Contact No

4. # Margin Receipt & Request Letter

Existing Bank Documents Required (Resale/Takeover)

1. Sanction Letter

2. Home Loan Statement Start to till date

3. Latest Foreclosure Letter

4. Latest List of Documents

5. NOC if Loan Closed (Resale)

Fee & Charges 

1. Bank advocates Title Reports Charges: Rs. 4000/-(Advocate Pay) & Interim TIR Reports Rs.2,000/- Resale & takeover

2. Property Valuation: Rs. 1770/- (Govt. Reg. Valuer Pay)

3.Equitable Mortgage charges Rs.0.30% of the loan amount

4.Stamp paper & Notary Charges Rs. 4000-4500/-

5. Notice of Intimation mortgage fees Rs. 0.50% of loan Amount + Rs.1200/- (Maximum 16200/-)

6. Processing Fees 0.35% of loan amount + 18% GST (50% discount/maximum Rs. 5900/-)

#Property Insurance Mandatory (At time Possession) One Time Premium

#Rinn-Raksha Policy: One Time Premium

Benefits)

Benefits:

No pre-payment penalty, 

No pre-closure penalty if funds deposited from own sources,

Calculate on daily reducing balance

Maxgain – a housing loan where you can park your surplus funds and save on the interest paid

EMI Option is Flexi

Online Transaction Facility

Top -Up Loan Facility Available

Smooth N Easy Loan Process & Door Step Service

Loan Amount- .Bank finance: 90 % of the total flat cost -include flat cost + other Charges which include in agreement to sale B. Own Contribution 10%  

State Bank of India

Prashant shinde,

 M-9325925601/9890644602   

Email: shindeprashant24@gmail.com

SBI For NRI Documents and PIOs

 

Documents Required for Sanctioning (NRI) 1.Passport size photo of Applicant & Co- Applicant ( hard copy) 2. Application Form (hard copy) Application form duly filled and sing with applicant and co-applicant  3.Id proof (Passport and valid visa and pan card copy with( self attested and local notary stamp) 4.Employer ID proof, Work Permit/ petition copy (Appointment letter  and latest increment letter 5.Six months Bank Statement from NRE A/c and overseas salary A/c ( with self attested ) 6.Power Of Attorney in SBI format. (Refer Attachment ) self attested and register )  7.Credit bureau report with SCORE (Refer Attachment of all country wise CBR report ) 8.Last Qualification Certificates  9.W2 OR Tax Documents 10.POAs residence proof and photo id proof .( power of attorney holder self attested) Property Documents from Builder 1. Agreement Zerox Copy 2. NOC from Builder/ Society in Bank's format (Original) 3. Blueprint (Plan copy) stamped by Municipal Authority (Original) 4. Demand Letter & Architect Letter 5. Master or Legal File (If Project APF not requied) 6.All Downpayment Receipts to builder & debited     bankstatement Fee & Charges  1. Title Clearance & Search Report: Rs.4000/- Intirem search 2500 2.Processing Fees: As per circular 3. Mortgage Charges: 0.3% of loan amount (To be paid to Govt. of Maharashtra State as per Stamp Act)State bank of India Documentation cost: Rs. 3500/ 5.Intimation Charges -0.5%/- on Loan amount + 1100 6.Valuation report fee: Rs. 1770/-(for resale property) (applicable for loan of more than Rs. 20 laces 7.Property Insurance (compulsory) Benefits: Loan Amount- .Bank finance: 90 % of the total flat cost -include flat cost + other Charges which include in agreement to sale B. Own Contribution 10% State Bank of India  Prashant shinde  M-9325925601/9890644602    Email: shindeprashant24@gmail.com

SBI HOME LOAN RESLAE & NEW LOAN LIST

                                      

Individual Documents- Salarid Person
1. Two Passport Size Photographs applicant and Co-applicant
2. Pan Card, Aadhaar Card, Employee Id
3. Residence Proof- MSEB bills 
4. Joining Letter of Present Company.

5. Increment Letter of Present Company.

6. Latest 3 Months Salary slip.
7. Latest 6 Months Salary A/C Statement.
8. Last Two Year's Form -16  & ITR
9. All loan a/c statement for at least 1 year.
10. SBI a/c Number
Self Employment Documents
1. Application form with 2 photographs duly filled and signed.
2. ID proof: - pan card and aadhar card
3. Marriage certificate (if applicable)
4. Residence proof:- MSEB Bills / letter of employer /Registered rent agreement
5. Shop act license & Udyog Aadhaar and 6.Business address proof
6. Business profile in details
7. 3 Year ITR- Income tax returns with balance sheet and profit and loss accounts & 26AS
8. Current account statement 1 year & till date
9. Savings account statement 1 year & till date
10. Loan account repayment statement 1 year if any loan
If the Flat is Resale Property Documents
1. Agreement to Sale-Registered Copy
2. Copy of approved Blue Print of the floor layout plan
3. Possession Certificate.
4. Electricity Bill
5. Property tax paid receipt
6. Society Formation Certificate
7. Completion Certificate.
8. Share Certificate 
9. NOC from Society in sbi format.
Seller Documents
1. Sellers Pan Card & Aadhar Card Address Proof
2. Seller Account Statement where Credit is required from Bank / Cancelled Cheque
3. A letter from Seller as receipt for the payment received from the Buyer and the letter has to be signed on 1 rupee revenue stamp.
4. Request Letter
Takeover List
1. Sanction Letter  of Financing Bank
2. Latest Outstanding letter form the financing bank
3.List Of Original  Documents held by the financing bank ( Propriety Documents as security to the advance )
Fee & Charges
1. Title Clearance & Search Report: Rs.4000/-( if project apf   Intirem search 2500) 
2.Processing Fees: As per circular
3. Mortgage Charges: 0.3% of loan amount
(To be paid to Govt. of Maharashtra State as per Stamp Act)
State bank of India Documentation cost: New loans Rs. 4000/- (Resale & Takeover loans 4500) 
Intimation Charges -0.5%/- on Loan amount + 1100
5. Valuation report fee: Rs. 1770/-(for resale property) (applicable for loan of more than Rs. 20 laces
6. Property Insurance (compulsory)
Benefits:
1. No pre-payment penalty
2. No pre-closure penalty if funds deposited from own sources
3. Calculate on daily reducing balance
4. Maxgain – a housing loan where you can park your surplus funds and save on the interest paid
5. After full disbursement, deposits and withdrawals are permitted in the account just like a current/ Savings account up to the drawing power
6. EMI Option is Flexy ,
7. Online Transaction Facility
8. Smooth N Easy Loan Process & Door Step Service
9. Top Up Loan Facility Available
Loan Amount- .Bank finance: 90 % of the total flat cost -include flat cost + other Charges which include in agreement to sale B. Own Contribution 10%

                                                          

 State Bank of India

  Prashant shinde M-9325925601/9890644602  

Email: shindeprashant24@gmail.com

SBI TO-UP LOAN DOCUMENTS

    

   Individual Documents- Salaried Person

1. Two Passport Size Photographs applicant and Co-applicant
2. Pan Card, Aadhaar Card, Employee Id
3. Residence Proof- MSEB bills 
4. Joining Letter of Present Company.
5. Increment Letter of Present Company.
6. Latest 3 Months Salary slip.
7. Latest 6 Months Salary A/C Statement.
   
8. Last Two Year's Form -16 and IT-returns -2 yrs.
9. All loan a/c statement for at least 1 year.
10. SBI a/c Number

  Self Employed Documents’

1. Two passport size photo, Pan Card copy, and Aadhar card  copy 

2. Residence proof:- MSEB Bills / letter of employer /Registered rent agreement

3. Shop act license & Udyog Aadhaar and Business address proof
4. Business profile in details
5. 3 Year ITR- Income tax returns with balance sheet and profit and loss accounts & 26AS
6. Current account statement 1 F.Y year & till date
7. Savings account statement 1 F.Y year & till date
8. Loan account repayment statement 1 year if any loan 
9. SBI a/c Number

Proparty Documents .

1.  Agreement to Sale-Registered Copy (All chain Of Documents’)
2. Copy of approved Blue Print of the floor layout plan
3. Possession Certificate.
4. Electricity Bill
5. Property tax paid receipt
6. Society Formation Certificate
7. Completion Certificate.
8. Share Certificate 
9. NOC from Society in sbi format
10. Sbi Home loan Saction Letter .  

         Fee & Charges

1.  Title Clearance & Search Report: Rs.4000/-( intirem search-2000)
2.  Processing Fees: As per circular
3.  Mortgage Charges: 0.3% of loan amount(To be paid to Govt. of Maharashtra State as per Stamp Act)
4. State bank of India Documentation cost: Rs. 3500/-
5. Intimation Charges -0.5%/- on Loan amount + 1100  
6.  Valuation report fee: Rs. 1770/-(for resale property) (applicable for loan of more than Rs. 20 laces
7. Property Insurance (compulsory)

• Benefits
• No pre-payment penalty
• No pre-closure penalty if funds deposited from own sources
• Calculate on daily reducing balance
• Maxgain — a housing loan where you can park your surplus funds and save on the interest paid
• After full disbursement, deposits and withdrawals are permitted in the account just like a current/ Savings account up to the drawing Power
• EMI OPTION IS Flexy,
• Online Transaction Facility,
• Smooth N Easy Loan prosess & Door step service
• To-up loan Facility Available  

 State Bank of India

 Prashant shinde 

M-9325925601/9890644602   

Email: shindeprashant24@gmail.com

SBI Takeover loan NRI DOCUMENTS LIST

Documents Required for Sanctioning (NRI)

1.Passport size photo of Applicant & Co- Applicant ( hard copy)

2. Application Form (hard copy) Application form duly filled and sing with applicant and co-applicant 

3. Id proof (Passport and valid visa and pan card copy with( self attested and local notary stamp)

4.Employer ID proof

5. Work Permit/ petition copy (Appointment letter or Deputation Letter)

6. Copy of Appointment Letter and latest increment letter

7. 6 months Salary Slip latest ( with self attested )

8. 6 months Bank Statement from NRE A/c and overseas salary A/c ( with self attested )

9. Power Of Attorney in SBI format. (Refer Attachment ) self attested and register ) 

10. Processing Fee Cheque from NRE A/c or NRO A/c

11. OCR proof (property cost - loan amt = OC)

12. Credit bureau report with SCORE (Refer Attachment of all country wise CBR report)

13. Company Profile Or Website Address

14. Qualification Certificate

15. Your Updated resume Copy

16. W2 OR Tax Documents

17. Ur concern HR Email id and next boss mail id contact no.

18. Oversea House Rent Agreement copy with Bank reflection copy ( self attested and local notary stamp)

19. POAs residence proof and photo id proof .( power of attorney holder self attested)

20. Loan outstanding letter or Schedule copy ( If you have any loan )

21. Two references 1 from INDIA & one from Overseas. (Name, Residential address, e-mail address and contact number of reference to be filled in application form)

Repayment option - you can repay any amount with out any charges.

TAKEOVER FLAT DOCUMENTS 

Agreement to Sale-Registered Copy (All chain Of Documents’)

Copy of approved Blue Print of the floor layout plan

Possession Certificate.

Electricity Bill

Property tax paid receipt

Society Formation Certificate

Completion Certificate.

Share Certificate 

NOC from Society in sbi format. 

For Takeover of advance  

Sanction letter of financing bank

Latest Outstanding letter i.e. foreclosure letter from the financing bank.

List of original documents held by the Financing Bank (property documents as security to the advance)

Repayment Statement I.e. loan account statement from date of sanction to till date

Fee & Charges

Title Clearance & Search Report: Rs.4000/-

Processing Fees: As per circular

Mortgage Charges: 0.3% of loan amount

(To be paid to Govt. of Maharashtra State as per Stamp Act)

State bank of India Documentation cost: Rs. 1800/-

Intimation Charges -0.5%/- on Loan amount + 1000 (Max-16000)

Valuation report fee: Rs.1770/-(for resale property) (applicable for loan of more than Rs.20 laces

Property Insurance (compulsory)

Benefits:

No pre-payment penalty

No pre-closure penalty if funds deposited from own sources

Calculate on daily reducing balance

Maxgain – a housing loan where you can park your surplus funds and save on the interest paid

After full disbursement, deposits and withdrawals are permitted in the account just like a current/ Savings account up to the drawing power

Personalized Door - Step Service

EMI Option is Flexy

Online Transaction Facility

Top Up Loan Facility Available

Loan Amount- .Bank finance: 80 % of the total flat cost -include flat cost + other Charges which include in agreement to sale B. Own Contribution 20%                                                                    

State Bank of India ,

Prashant shinde 

M-9325925601/9890644602          

Email: shindeprashant24@gmail.com